Total Extra Payment
−$4,435
$185/mo difference over 24 months ($2,335/mo vs $2,150/mo).
New Equity Built
+$40,581
+$32,640 in price appreciation + $7,941 in principal paydown.
Net Financial Advantage
+$36,145
Net gain from purchasing today instead of waiting.
| Comparison factor | Option A · buy today | Option B · wait 2 yrs | Difference / net impact |
|---|
